Key-Entry
(Web, Phone,
Fax, Mail)

Retail (POS)
Swiped Transactions

Credit/Debit card is not present

Credit/Debit card is present

Low Cost

Set up, membership, annual fees

$79.00

$129.00

VISA/MC transaction rate (AMEX & DISCOVER set their own rates based on credit history and sales volume)

2.29%

1.79%

Item transaction fee

0.30 cents

0.25 cents

Monthly maintenance & statement fees

$10.00

$10.00

Monthly processing minimum

$25.00

$25.00

Yearly contract?

None - cancel at any time

None - cancel at any time

Termination penalties?

None (with written notice)

None (with written notice)

Equipment to buy

No equipment to buy or lease

$75 for each ChargeEasy credit card reader

Easy to Use

Recurring billing for regular patients

Yes

No

Integration with your billing software

Yes

Yes

Sell services/products online with a website shopping cart

Yes

No

MAC compatible

Yes

No

ChargeEasy credit card reader plugs directly into your computer USB port

N/A

Yes

One ChargeEasy account can support several computers & locations

N/A

Yes

Print customer receipts from your computer

No

Yes

Includes a virtual terminal for key entry, taking fax, phone, and mail-order sales, and issuing credit returns

Yes (non-qualified rate of 3.49% for corporate, gov't, or international cards)

No (non-swiped transactions have 2.99% unverified VISA/MC rate.

Monthly itemized charge reports

Yes

Yes

Access your virtual terminal from any computer with Internet access

Yes

Yes

Free customer and technical support via Authorize.net (6am - 6pm PST)

Yes

Yes

100% gross daily settlement of VISA/MC & 48-72 hr deposit into your personal or business checking account

Yes

Yes

Secure

Transactions encrypted using Authorize.net's 128-bit Secure Socket Layer technology

Yes

Yes

HIPAA compliant – diagnosis and procedure codes are excluded

Yes

Yes

Patient information is not shared with third party vendors

How to get started

Open a Key-Entry Merchant Account

Open a Retail Merchant Account